Preparing for Healthcare and Long-Term Care Costs in Retirement
When most people imagine retirement, they picture freedom, flexibility, and finally having the time to focus on what matters most – family, travel, service, or long-delayed hobbies. But one concern often looms larger than most: healthcare costs. As a retirement advisor, I’ve had countless conversations with clients who are worried about what would happen if […]
Smart Year-End Tax Moves
The final stretch of the year gives you a short window to make choices that still count on this year’s paperwork. Many of the best decisions are timing decisions, and they can shape what lands on your return when the calendar closes on December 31st. A smart approach starts with clearly understanding your options. From […]
Catch-Up Contributions Are Changing Under SECURE 2.0: Will Yours Be Forced Into Roth?
Over the last several months, we’ve had more clients ask about a quiet change coming to 401(k) catch-up contributions. If you are age 50 or older and still working, catch-up contributions to 401(k)s are one of the best ways to boost retirement savings later in your career. The SECURE 2.0 Act didn’t take that option […]