Lump Sum vs. Annuity: How to Choose for Your Intermountain Pension
Your Intermountain Healthcare Pension Plan comes with a choice you have to make. You can take a lump sum and keep control of your assets, or choose an annuity and turn them into a steady stream of payments. Timing matters just as much, because starting now versus waiting can change both the value you receive […]
How the Perennial Income Model™ Helps Intermountain Caregivers Turn Benefits into a Reliable Retirement Paycheck
You’ve spent decades accumulating a pension benefit and building your retirement savings through Intermountain Health’s 401(k). Perhaps you have accumulated additional assets in HSAs, IRAs, or spousal plans along the way. But now comes the bigger question: How do I turn these assets into income I can actually live on, month after month, year after […]
Your Four Pension Options as an Intermountain Health Caregiver Over 60
If you’re an Intermountain Health caregiver age 60 or older, the recent pension changes aren’t just informational — they’re actionable. You’re in a unique window where real decisions need to be made. And the good news? You have options. Let’s walk through the four primary paths available to you — and the bigger decisions that sit behind them. The Four Options: Lump Sum […]
Understanding the Intermountain Health 401(k) Plan: Key Decisions at Retirement
If you’ve worked at Intermountain Health, your 401(k) is likely one of your largest retirement assets. But as you transition out of the workforce, the key question becomes: What should I do with it now? Making smart decisions about your Intermountain 401(k) can mean the difference between confidence and confusion in retirement. At Peterson Wealth […]
Planning to Live: A New Vision for Retirement With Meaning and Momentum
When most people think of retirement, they imagine the finish line . . . the end of a career, the end of responsibility, the end of a routine. But I see it differently. Retirement is not the end at all. It’s a new beginning. A third of your life may still be ahead of you. […]
Smarter Retirement Decisions: Your Common Questions Answered
Retirement decisions often revolve around the same key pillars: tax-smart giving, withdrawal timing, Social Security, education funding, and how accounts work together. The goal is steady cash flow, reasonable taxes, and flexibility as life evolves. We recently had a Q&A session and these were the most pressing questions from the people we meet with. If […]
The Real Benefits of Long-Term Investments: Why Patience Pays Off
Sticking with a long-term investment strategy not only takes financial knowledge—it also takes emotional strength. You must believe that your money will work for you, even when the headlines are loud, the markets are noisy, and your confidence feels shaken. The challenge isn’t just understanding how investing works—it’s committing to a way of thinking that […]
Four Questions Your Retirement Plan Should Answer
With retirement planning being the main focus of Peterson Wealth Advisors, Alex Call proposes four questions your retirement plan should answer as well as introduces three building blocks for your retirement plan. Try to find answers to the four questions as you read over the three building blocks.